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Selling your used car can be quite easy as long as you do know how to maximize your chances of selling it. If you have certainly kept your car in good condition and has gone through every scheduled maintenance, then this increases your chances of selling it quickly and for a higher price.

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Best Tips for Avoiding Car Refinance Scams

Whenever we go on buying a new car from the dealership, we might face many scams which offer by the dealer. Get some tips on how you can avoid the refinance scams that the dealerships force you through. Better check for more information, before you consider buying a new car. Here are some lists where you can go and collect the information you require.

How do I know how much money that I have to pay for the new car? What are the things that I have to calculate when I pay the car? Purchasing a new car from the dealership leaves you open to dealership scams, but what about when you need to refinance your car loan? Many of the scams are the same as you will encounter when buying a car. Here are the best tips for avoiding any of the refinance scams that dealerships force you through. Get your own credit score and bring it with you to the dealership Don't pay a cash deposit for your financing loan because if the deal goes bad, you can't get your deposit back Don't apply for a car loan until you have been employed for at least 6 months if you are a recent college graduate Apply for your loan online so you can avoid getting ripped off Learn to fix your credit before you apply for a loan. Get your credit score to at least 680 first.

Pay off your credit card debts before you look for a new car If you have recently moved wait 6 months before applying for a loan. You addresses are always verified. If you move a lot, they will not trust that they can keep track of your whereabouts should you make late payments etc. Having been approved for a loan in the past helps Don't get a co-signer for your loan because often times you will find that the deal is solely in the other person's name Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can.

This will all be included in your folder. Here is a list of all of the information that you will want to include in your folder. A copy of your credit report from www.

Truecredit.com New car purchase prices for the cars that you are considering from www.autousa.com Accurate pricing data, rebates, tips and incentive from www.FightingChance.com Credit pre-approval in writing from www.

e-loan.com Insurance quote that cover the coverage that you want on your loan Used car blue book that has used car information and market values Extended warranty quotes from www.warrantydirect.

com Current loan rates that are in your local paper When you go into a dealership, you want to know all of the pricing and costs of the car that you are looking into buying, as mentioned earlier. You should know the manufacturer's cost and the dealer's cost. You need to calculate the cost that the dealer paid for the car and then make a reasonable offer to him if you want to get somewhere. You should also know that the dealer's price is not the invoice price from the factory. You should know that the dealer's cost is much lower than the factory's cost. In order to make a fair offer to a dealership, you need to learn to read a factory's invoice.

Here is what you can expect to find on the factory invoice. Base model of the car on it All of the options packages Destination charge Holdback and dealer flooring help Quick Tip: DO NOT confuse the invoice with the MRSP window sticker because they are not the same. It is better to clear your loan before applying for a new loan. Bringing all this information with you will literally cut the legs out from under the dealer. It shows that you are one step above the various scams that you will encounter.

Calculate the cost that the dealer paid for the car, consider that the cost from the dealer is much lower than the factory's cost, this will help us to offer a better price.

Mitch Johnson is a regular writer for http://www.atv-parts-n-accessories.com/. His articles have also appeared on http://www.hubforvehicle.info/ and http://www.interactivevehicle.info/



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